From 1 to 10, no promises

Pick your crore. See its monthly price.

Har crore ki ek kisht hoti hai.

Pick a target from ₹1 crore to ₹10 crore. The grid shows the monthly SIP it needs in each vehicle, from a bank FD's near-certain 6% to a small-cap fund's hoped-for 15%, across 5 to 30 years. Two levers decide everything: the return you chase, and the years you give it. Only one of them is free.

Your target

What ₹1 Cr needs, by vehicle

Tap any cell to see what that target is really worth when it arrives.

Where the money sits 5 yrs 10 yrs 15 yrs 20 yrs 25 yrs 30 yrs

The returns are assumptions, not promises: an FD's 6% is near-certain, a small-cap fund's 15% is a hope with a seatbelt warning. Read down any column and the SIP falls while the ride gets bumpier. That trade is the whole game.

The grid's secret

Time is the discount.

The part the grid hides

Your target will shrink on the way. ₹1 Cr arriving in - buys what - buys today, at 6% inflation. Still worth the climb, just know what's at the top.

To arrive with today's buying power intact: aim for - instead, which needs - a month in a large cap fund at 12%. Bigger number, same dream, honest maths.

Found your cell?

Now see the road that gets you there.

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