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Home / Plan / Become a Crorepati
Two roads to the same number

Become a crorepati.

Banna hai? Raasta yeh raha.

Everyone wants the crore. Few people look at the road. Set your monthly amount and see when you arrive, on the investing road versus the savings-account road, plus two honest things about that crore nobody puts on the poster.

The target
Type "25k" or "1L". The same rupees travel both roads; only the vehicle changes.
% p.a.
12% is a reasonable long-run hope for equity. It is a hope, not a promise.
The other road: the same money in a savings account at 3% a year. Not zero, we play fair, but not much of an engine either.
The road to ₹1 Cr
₹1 Cr INVESTING 5.2 yrs JUST SAVING 8.1 yrs
3 years of your life, returned to you by compounding.
Investing road
-
-
Savings-account road
-
-
The secret of the road
The first quarter is the slowest. On purpose.

That's compounding warming up. Most people quit on the first stretch, exactly where the road is meant to feel long. The last quarter almost drives itself.

The part the poster skips

Your crore will shrink on the way. By the time you arrive in -, ₹1 Cr will buy what - buys today, at 6% inflation. Still worth the drive, just pack accordingly.

And the crore that keeps its meaning: to arrive with today's ₹1 Cr of buying power, you'd aim for -. Bigger number, same dream, honest maths.

Like the blue road?
Build the portfolio that drives it.