List what you're saving for, a home, your kid's education, retirement. We'll work out how much to put away every month, and whether it fits your life right now. If it doesn't fit yet, we'll help you find a version that does. Not sure what a goal costs? We'll figure it out together. Everything stays on your phone, no login.
Goals within 3 years are assumed to sit in safe funds earning ~6.5%; goals 3-7 years away in balanced funds at ~9%; only 7+ year goals get the full long-term rate. Education costs rise at 10%/yr, cars at 4%/yr, you can change any goal's rate on its card. Salary growth powers the "start smaller, step up yearly" option.
Prices rise every year, so a goal that costs ₹30 lakh today will cost more by the time you get there. We account for that. We also count the growth on the savings you've assigned, and on every month's investment. Then simple honesty: add up what all goals need per month, compare it with what you have left after spending. Your numbers never leave this page, they're saved in your browser only.
Most of us plan goals one at a time, retirement here, the down payment there, the kid's college "we'll figure it out". Each calculator says "yes, doable" on its own. Stack them together and the math often gets tight. That's not on you, that's just how goals add up.
And it's the whole point of doing this. Choosing what comes first isn't giving up on a plan. It's what turns a wishlist into one.
Want to deep-dive one of these? Each has its own page with year-by-year tables and reality checks.
